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Do I Need to Immediately Contact my Insurance Company if I Have Been Involved in a Car Accident?

It is not uncommon for individuals who have been involved in a car accident to wonder whether they need to take immediate action to contact their insurance company. If you have been involved in a car accident, it is strongly advised that you obtain legal representation from a skilled Detroit car accident lawyer at my firm as soon as possible following your accident.

Do not contact your insurance company, discuss your accident with others or agree to a settlement before you have spoken to me first. Insurance companies will do whatever they can to try to lessen the value of your claim or deny it in its entirety. Do not give them that opportunity. Contact my firm so I can advise you of your legal rights and take action to help you negotiate a just settlement, commensurate to your injuries.

Can my insurance company deny coverage if I fail to inform them of an accident?

Most auto insurance policies have a clause that requires the insured to inform the insurance company if he or she has been involved in an accident, and to do so within a specific period of time. Should you fail to inform your insurance company according to your contract agreement, they may try to deny your claim or refuse coverage. My firm will be able to advise you of your rights and fight to get you the compensation you deserve.

If I am not at fault, do I need to inform my insurance company of my accident?

The insurance company that provides your coverage against accident-related injuries and loss will want to be informed of any accident in which you and your vehicle are involved. Your insurance policy may also include no-fault coverage which can be used to help with medical bills and repairs. After a quick review of your policy I will be able to inform you of your legal obligations and the ways in which you can pursue compensation.

Should I tell my insurance company if I believe I was partially at fault for the accident?

If you are found partially responsible for a car accident, state law allows you to claim compensation based on comparative fault. What that means is that if you are found 25% responsible for the accident, you will still be able to recover 75% of the value of your claim from the other liable party.

Is there a statute of limitations for filing an insurance claim after a car accident?

If you have been injured in a no-fault car accident, state law requires that you provide written notice to the appropriate insurance company within a year of your accident. Any failure to provide information pertaining to the circumstances of the accident and all involved parties, within a year of the accident taking place, could result in you forfeiting your rights to recover damages.

Call Abrahams Law today! Top Metro Detroit Lawyer

As the founding attorney here at Abrahams Law, I have more than 20 years legal experience and have been able to recover millions of dollars for car accident victims and their families. I do not back down in the face of insurance company bad faith practices and I can be counted upon to always act in my clients' best interests.

Before you contact your insurance company to inform them of an accident, call a Detroit car accident lawyer from my firm first. Having your interests well represented will make all the difference in you being able to obtain the positive results you seek.

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Detroit Car Accident & Injury Attorney